Participant workspace

Payment Hub

Buyer Seller Settavio administrator

Accounting exports

Download records for the selected organization. Invoice and fee reports use record creation dates; payment reports use transfer creation dates; subscription reports use bill due dates. Date ranges use America/New_York time.

These registers show current status and test-account labels. A record not marked as a test does not establish production payment approval. Subscription bills use their recorded payment mode. Stable record IDs help identify repeat exports. Pending transfers are not settled cash. Review transfer types and avoid counting wallet movements, fees and payout records twice. These CSV files require mapping in your accounting software and do not post journal entries automatically.

Download API specification · Download SAP and accounting-system mappings

Invoices—

Invoice value—

Awaiting review—

Active listings—

Invoices

Approved obligations and marketplace status.

Invoice	Buyer	Supplier	Amount	Due	Status	Action
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Marketplace

Funding marketplace

Review marketplace activity for the selected organization.

Invoice, supplier or buyerFilter by buyer-approved repayment term

Invoice	Supplier	Face value	Minimum proceeds	Closes	Your bid
Select an approved investor organization.

My bids

Invoice	Proceeds	Invoice discount	Status	Submitted	Funding
No bids loaded.

Invoice	Investor	Proceeds	Invoice discount	Submitted	Decision
Select an approved supplier organization.

Upload supplier invoice

Your signed-in supplier account starts this transaction. Both parties must be pre-approved. Upload the original, review AI findings and confirm the invoice; a clear review automatically sends it to the buyer.

Recognizing your supplier account…

Pre-approved buyer

Upload and review an invoice

Your supplier is recognized automatically. Select a pre-approved buyer and upload one invoice per file.

Upload → AI review → correct any flagged issues → uploader confirmation → automatic buyer review. AI checks support intake approval; the buyer separately approves the invoice and repayment plan.

Invoice file

Supporting documents (optional)

Attach relevant evidence for AI and buyer review. Invoice plus attachments must total 2 MB or less. To change attachments after review, upload the original again with the revised documents.

Purchase order Delivery receipt Service acceptance

PDF, PNG, JPEG, UTF-8 TXT or single-invoice CSV; maximum 2 MB. Include a readable invoice number, parties, total, currency, issue date and due date. Bulk imports and email intake are not enabled.

I am authorized to upload this invoice and any supporting documents for AI review. Their contents will be sent to the configured AI model provider.

Resume your saved upload

Invoice number Amount (USD) Issue date Due date Purchase order (optional) Description (optional)

Identity and compliance

Organization onboarding

Complete the required business, KYC, AML, and role-specific information.

Business information Business typeDBA / trade nameIndustryNAICS codeSIC codeWebsiteFormation dateEIN / Tax IDRegistration numberBusiness phoneEmployee countAnnual revenue (USD)Expected monthly volume (USD)Products and servicesBusiness purpose

Primary contact Full name Title Email Phone

Principal business address Street addressSuite / unitCityState / regionPostal codeCountry code

AML and business profile Countries of operation (comma separated) Expected currencies (comma separated) Source of fundsSource of wealth / capitalization Publicly traded company Financial institution or regulated financial business An owner or controller is a politically exposed person or close associate Cash-intensive business Money services, money transmission, or virtual-asset business Has non-U.S. beneficial owners or controllers

Beneficial owner or control person

Add each 25% or greater owner and at least one control person. Sensitive identifiers are encrypted at rest.

Role-specific information

Terms and electronic signature

Read Settavio participant terms

Authorized signer nameSigner title

I certify that the information is accurate and current.

Check to certify

I accept and will sign electronically this and all Settavio documents.

Check to accept

Type authorized signer's full legal name Signature date

Separate participant agreement

The applicable buyer or supplier agreement must be reviewed and separately signed before activation.

I understand that the separate agreement must be reviewed and signed before this organization can be activated.

Buyer subscription billing

$200 per month includes $500,000 of approved invoice usage. Additional usage costs 0.02% ($100 per additional $500,000, prorated). Minimum 12 months: $2,400 in base fees. Investor access has no subscription fee.

Review subscription and automatic payment agreement

Bill	Due date	Base	Extra usage	Total	Status

Historical record

Organizational onboarding history Previous buyer and seller onboarding records are retained as read-only history.

Revision	Recorded	Status	Business	Contact	Address	Reason

Recent notifications

Add participant organization

Create a buyer, supplier, investor, insurer, or settlement partner. Buyer, supplier, and investor records require the identity and contact data used to begin business verification.

Legal nameDisplay nameParticipant typeJurisdiction

Business identity

EINDBA / trade nameBusiness typeIndustryNAICS codeSIC codeWebsiteFormation dateRegistration number

Corporate address

Corporate street addressCityState / regionPostal codeCountry code

Primary contact

Primary contact namePrimary contact titlePrimary contact phonePrimary contact email

Financial and transaction profile

Business phone Annual revenue (USD) Employee count Expected monthly transaction volume (USD) Requested credit limit or funding capacity (USD) Products and services Business purpose on Settavio

AML and geographic profile

Countries of operation Expected currencies Source of funds Source of wealth / capitalization Publicly traded company? Financial institution? PEP owner/controller? Cash-intensive business? Money services or virtual-asset business? Non-U.S. owners/controllers?

Beneficial owner or control person

Full legal name Ownership percentage Title / control role Date of birth SSN last four Citizenship country Government ID type Government ID number ID issuing country Residential address

Authorization and terms

Authorized signer name Authorized signer title

Settavio Participant Terms and Conditions

Agreement and authority. The signer represents that they are authorized to bind the organization and accepts these terms for the organization.

Verification consent. The organization authorizes Settavio and its service providers to verify business identity, ownership and control persons, tax and registration information, sanctions and politically exposed person exposure, source of funds, fraud indicators, bank-account information, and commercial credit information, and to monitor that information as permitted by law.

Accurate information. The organization certifies that all submitted information and documents are complete, current, and accurate and agrees to promptly report material changes.

Electronic records and signatures. The organization consents to electronic delivery, access, retention, and execution of records. Typing the signer's legal name, checking the consent box, and submitting the application shows the signer's intent to sign and is intended to have the same legal effect as a handwritten signature.

Platform use and risk. The organization will use Settavio lawfully, protect account credentials, and comply with applicable transaction and partner requirements. Settavio may delay, restrict, reject, or suspend access for compliance, fraud, security, legal, or operational risk. Settavio does not guarantee payment, funding, insurance, creditworthiness, returns, or transaction performance.

Separate agreements. Buyer and seller/supplier participation is also subject to a separate written Buyer Agreement or Supplier Agreement. Those contracts must be provided, reviewed, and separately signed before activation; accepting these general terms does not replace either contract.

I certify that the information is accurate and current.

Check to certify

I accept and will sign electronically this and all Settavio documents.

Check to accept

Type authorized signer's full legal name Signature date

Separate participant agreement

The applicable contract will be provided here for review and separate signature before activation.

Agreement document pending Reserved for the final contract, version, effective date, and executed copy.

I understand that the separate agreement must be reviewed and signed before this organization can be activated.

Participant onboarding

Approve or reject pending organizations before they use transaction and marketplace features.

Organization	Type	Jurisdiction	Created by	Status	Decision
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Payment monitoring and email alerts

Receive operational alerts for upcoming, overdue, failed, returned, or reversed payments.

Alert recipients

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Settavio processing fees collected

Settavio receives 20% of the invoice discount applied to the supplier. The investor funds the discounted invoice amount once. This funding is split into net supplier proceeds and Settavio’s 20% share of the supplier discount. Moov processing charges are separate.

Client	Transactions	Collected	Pending
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Processing fee detail

Invoice	Client	Investor	Investor profit	Fee rate	Settavio fee	Supplier receives	Status	Collected
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Automated payment-monitor history

Audit history for scheduled Moov reconciliation and payment-alert processing.

Started	Status	Checked	Updated	Settled	Failed	Alerts sent	Error
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Operations dashboard

Read-only visibility. USD obligations are not credit scores or credit limits. Sandbox buyers are labelled. Past-due obligations can include transfers in progress; check reconciliation before acting.

Buyer exposure

Buyer	Funded invoices	Outstanding funded	Approved / unfunded	Awaiting approval	Past due

Pending actions

Earliest funding deadlines and oldest pending work, up to 100 records. Waiting since reflects the last invoice update. Missing deadlines are not assumed overdue.

Reference	Next action	Responsible party	Waiting since	Funding deadline	Details

Email delivery status

Latest 100 delivery records. Sent means accepted by the email provider, not confirmed receipt.

Type	Reference	Recipient	Status	Attempts	Error

In-app notifications — last 30 days

Installment reconciliation

StatusInvoice or investor

Read-only view of the earliest 250 installments on funded or repaid invoices. Pending transfers are not settled payments. Legacy records have no linked bank transfer. Investigate exceptions before using the existing controlled retry process.

Invoice	Installment	Due date	Amount	Investor	Status	Transfer reference	Issue / provider status
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Payment retry exceptions

Failed payments remain unchanged until a Settavio administrator approves or rejects a controlled retry.

Invoice	Payment	Amount	Failure	Status	Decision
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Recent alert deliveries

Invoice	Alert	Email	Status	Sent	Error
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Account security

Change your password and sign out of every active session.

Payment Hub

Investor capacity by buyer

Retained allocation history

Record your investor allocation

Buyer exposure and capacity

Buyer credit review

Experian report linkage

Experian request history

Investor capacity history

Record investor-backed buyer capacity

Accounting exports

Invoices

Invoice details

Buyer invoice approval and repayment confirmation

Scheduled buyer repayment

Activity history

Open marketplace listing

Funding marketplace

My bids

Supplier invoice records

Invoice corrections

Upload supplier invoice

Finalize the updated invoice

Organization onboarding

I certify that the information is accurate and current.

I accept and will sign electronically this and all Settavio documents.

Separate participant agreement

Settavio compliance review

Experian business and credit review

Didit identity, KYB, AML and sanctions review

Buyer subscription billing

Buyer bank setup — required

Moov organization and payment methods

Payment account verification

Request authorization to update

Pending update authorization requests

Recent notifications

Add participant organization

Business identity

Corporate address

Primary contact

Financial and transaction profile

AML and geographic profile

Beneficial owner or control person

Authorization and terms

I certify that the information is accurate and current.

I accept and will sign electronically this and all Settavio documents.

Separate participant agreement

Participant onboarding

Payment monitoring and email alerts

Alert recipients

Settavio processing fees collected

Processing fee detail

Automated payment-monitor history

Operations dashboard

Buyer exposure

Pending actions

Email delivery status

In-app notifications — last 30 days

Installment reconciliation

Payment retry exceptions

Recent alert deliveries

Account security