Settavio is an AI-powered payment technology platform connecting buyers, suppliers, investors and trade credit insurers through a trusted marketplace and third-party clearinghouse architecture.

Settavio modernizes the original invoice marketplace concept into a technology-first, AI-enabled orchestration layer while keeping money movement outside the platform.
Approve invoices, maintain or extend payment terms and strengthen supplier relationships with a controlled digital workflow.
Post approved invoices, compare competitive bids and accelerate cash conversion without committing an entire receivables book.
Review short-duration invoice opportunities with transaction, credit, insurance and repayment information in one workspace.
Digitize credit-limit checks, eligibility, exposure monitoring and claims-support data across insured transactions.
Settavio coordinates the transaction workflow, while the designated clearinghouse or payment partner handles actual fund movement.
Invoice, obligation, amount and due date are confirmed.
An eligible approved invoice enters the marketplace.
Qualified purchasers compete on discount and terms.
Independent financial infrastructure executes funding electronically.
Repayment is routed to the designated recipient at maturity.
Settavio applies modern AI to document intelligence, transaction matching, anomaly detection, exception routing, risk monitoring and settlement preparation while preserving human review and auditability for consequential decisions.
Explore Settavio AISettavio creates workflow, data, matching and settlement instructions. Transaction principal remains with marketplace participants and regulated service providers.
Suppliers can compare bids on approved invoices instead of committing all receivables to one financing arrangement.
ERP, accounting, insurer, KYC/KYB and payment providers can integrate through APIs, files and event webhooks.