Settavio technology platform. Customer funds move through independent third-party financial and clearing partners.
Technology
AI, APIs and orchestration.

The Settavio technology layer

A modular platform designed to coordinate invoice intelligence, marketplace matching, risk data, insurance connectivity and third-party settlement without taking possession of transaction principal.

✓Multimodal invoice and document AI
✓Agentic exception and workflow automation
✓Graph-based anomaly and duplicate-financing detection
✓API-first ERP, insurer, KYC/KYB and payment integrations
✓Standards-aligned payment and settlement messaging
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Settavio connected earth ecosystem
Settavio connects every participant while third parties handle regulated financial functions.
Platform capabilities

Purpose-built for technology.

Each participant receives a tailored workflow while Settavio maintains a shared transaction record and integration layer.

Settavio

Settavio AI™

Extract, classify, reconcile and reason across invoices, purchase orders, receipts and contracts.

Settavio

Settavio Match™

Rank eligible invoice opportunities against investor mandates, tenor, concentration and risk preferences.

Settavio

Settavio Risk™

Combine transaction behavior, insurer data and relationship graphs into explainable risk indicators.

Settavio

Settavio Insure™

Connect trade credit insurers for credit limits, coverage eligibility, exposure monitoring and claims support.

Settavio

Settavio Clear™

Create settlement-ready instruction packets and track third-party clearinghouse confirmations and exceptions.

Settavio

Settavio Connect™

Integrate ERP, accounting, identity, bank-validation and partner systems using APIs, files and event webhooks.

Operating model: Architecture principle: Settavio orchestrates. Independent third parties clear, settle, insure, bank or custody. That separation keeps the company focused on software, data and workflow.
Third-party clearinghouse: funding and repayment move through designated external financial infrastructure. Settavio may transmit instructions, statuses and reconciliation data, but it does not receive or possess transaction principal.

Explore the Settavio ecosystem.

Move between participant pages or return to the marketplace overview.

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